Monday, February 20, 2006

GG or Jacob the Jeweler

Just as the next individual, I enjoy stacking a little change when I can. This is America, home of greed and avarice. It would only then make sense to me that wealth accumulation should be something we focus on a little more as opposed to buying and spending and shopping. But I am troubled by the spend all and save nothing mentality. This is no more evident than in the entertainment industry. This includes musicians, actors, athletes and don’t forget politicians.

Now there is nothing wrong with flossing’, whether you have it or not. But I think there is a bigger picture we need to conquer. What value should be taught to those we know and love the most from our community? I’m not cheap, but I am frugal, and so I make 6 figures annually, I have been able to save twice that on behalf of my children in their names and not mine.

The issue for me is why does, or how necessary is it for a person to have several watches worth anywhere between 25 to 100 stacks? Regardless if one has the money or not, how much time can one tell?

With $25,000, a person can buy about 6850 shares of Occulogix Inc (RHEO). At 3.65 a share, if it doubles, that will be more than 50,000 and such stocks can double in a few months. Or better yet, $100,000 can get you 1992 shares of Goldcorp Inc New (GG) out of Canada and 1034 shares of ING: Russia; A (LETRX).

Now this is not to down Mr. Jacob the Jeweler. After all, if I had been in a family of Jewelers, I’d use my craft to take advantage of plebeians that desire jewelry that valued more than 100 thousand stacks also. But in this age of multi-millionaires going broke after a few years on the job – especially rappers and athletes, it is my duty to suggest other alternatives than buying a bevy of Sierra Leone diamond laced watches.

I’m just mad that my folks are not taking advantage of the system as others have put in place. Dick Cheney know the deal – become vice President and get your company free welfare I mean military contracts and take your pay check and invest it in stocks, real- estate, and precious metals. So the next time you want to get your child or your wife some jewelry, get her a 1000 shares of Gilead Sciences Inc (GILD) – the only folks that make the bird flu vaccine and watch her smile after 6 months, when she doubles her money, gets that necklace and have some chump change in her pocket too.

50 comments:

Melissa said...

Not everyone understands the value of a buck. It seems those who have only want more....regardless of the price. It's just greed in my book. I can think of a million worthy things to do with the money of one of those watches. Any way investment is the only way to go...looking out for ones future and the furture of your family. My mom taught me early how to spend wisely ....and how to look good without spending your last dime.

Melissa

Brotha Buck said...

Not sure if I'm cheap, or frugal, but I've never been into watches, jewelry, or what ever. I do have two watches, one given to my by my company, but on most days I use the time element on my computers. I thank my mom for that.

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Torrance Stephens bka All-Mi-T said...

melissa and Buck. Nothing wrong with fine home training. We have lost that along the way some where. I have three watches, one given to me by my uncle, which was his father; one from my grandfather on my fathers side, and one my girl got me for a bday last year. thanks

Shelia said...

I'm frugal also...love the way you broke it down and I agree whole-heartedly with this comment "how necessary is it for a person to have several watches worth anywhere between 25 to 100 stacks? Regardless if one has the money or not, how much time can one tell?"
Don't get me wrong. I do like nice things, but you best believe I got it on sale and I hardly ever pay the full price for anything. I would rather have my money working for me (as in stocks, etc) than working my behind off to pay Mr. Designer.

Torrance Stephens bka All-Mi-T said...

well Shelia, we are a dying breed, i only value the heirlooms i get rom my family, so what they have diamonds, but i liked the fact that they belongd to my grandpa(s) and are more than 60 years old each

chele said...

You make very good points. The only people who understand the value of a dollar are those that don't have it. I promised myself that when I made some money the first thing I would do would be to put away for my children's education. Thankfully, I've been able to do that.

I have one watch. I have one car. I have several pairs of shoes. But I don't take out of the mouths of those in need in order to purchase a pair of strappy sandals.

Thanks for stopping by.

feels good b n FREE said...

i don't know...
it's so sad, the financial affairs of our community at large. The reason those who make it big don't always make good decisions is because they weren't taught anything when they were broke!

we need to institute a program nationwide in the urban schools that have mandatory classes on money management, investing and credit...

this is the way out of poverty for our people...we need to take the responsibility and just do it.
*starting with me*

Ri said...

I guess I am guilty of not saving as well.

obifromsouthlondon said...

funny this one. just re-listened to a Kareem Edouard interview on his new documentary, "bling: consequences and repercussions". there is a disconnect. good sense and wealth creation seems to have eluded us. we come into good money so we gotta floss and show we've arrived. eff tomorrow. bling it today. don't matter Jacob's laughing at us and Sierra leonian kids are getting their hands chopped off.

I like the Gilead tip. but given we might all die from some bogus pandemic why bother? just kidding. more tips please! start a mail list!

Miss Ahmad said...

great post, excellent points. It's shameful to see folks wasting their money at Jacobs who is known for his poor quality of diamonds by those in the know anyway.

one will never find a flawless princess cut on his premises, therefore we're talking about low resale value, depreciation and a basic waste!

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